Open the Privacy Policy Before Account Setup
Before you open an account, our Privacy Policy explains the data needed for account creation, including contact details and the phone verification step before account access. We record payment references so we can match a transaction to the correct account, while the payment service handles its
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own wallet or bank records. This can include DANA, OVO, GoPay, QRIS, virtual account and bank transfer references through Indonesian rails such as BCA, BRI, Mandiri and BNI. We may use technical data such as browser type, device path, login time and security events to protect
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your account. Where local law permits, we retain records only for the stated business, security or legal need, then remove or anonymise them according to our retention process. Access depends on local law, and the Privacy Policy applies to padi4d pages, account access and related support
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requests.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.